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Planning treatment for substance use disorder or addiction is a good option as it recovers your mind and body to attain sobriety. As this treatment does not come for cheap, it can be a little intimidating and stressful for you. However, if you have any health insurance plan that covers rehab, either private or public, then you need not worry about anything.
By law, health insurance plans should cover treatment for substance abuse or mental health disorders. Most insurance companies cover the addiction treatment cost for their clients because they are aware of the trauma and side effects of substance abuse that the addicts go through.
If you are in a dilemma does health insurance cover drug rehab or not, you need to contact your healthcare provider and also the rehab center that you’ve chosen. Most of the reputed rehab facilities like the Rehab community accept all insurance companies that offer PPO (Preferred Provider Organization) insurance coverage for drug/alcohol addiction treatment for their clients.
Consulting any doctor or health care provider will help you find out what you are covered for. Confirm what options your treatment covers and know about all the available resources to make your treatment successful without being stressed.
Questions To Ask Insurance Agent
Given below are the few questions that you need to compile to ask your agent while sitting down to know the details of your insurance plan. They include:
- How much does it cost for co-pay and deductions of your treatment?
- How long the treatment is covered under the plan?
- Does prescription drugs and detox program cover?
- What treatments policy covers?
- Up to which extent do services cover?
- What to do if uninsured?
Upon consultation with the rehab specialists, make sure that you enquire about the repayment plans if they offer any.
